Your Insurance Won't Cover Couples Therapy. Here's How to Get It Anyway.

If you and your partner have been thinking about couples therapy, you've probably already run into the same wall most people hit: your health insurance doesn't cover it.

Unlike individual therapy, couples therapy is excluded from almost every employer health plan and individual insurance policy. There's no in-network provider to search for, no claim to submit, and no reimbursement waiting on the other side. If you want help, the assumption is that you'll pay full private-pay rates — often $200 to $300 per session or more — out of pocket, indefinitely.

For most couples, that's not realistic. So they wait. Or they don't go at all.

We think that's worth changing.

Relationship Stress Is a Health Issue

Your relationship doesn't stay in a separate compartment from the rest of your life. Research consistently links chronic relationship stress to poor sleep, weakened immune function, elevated blood pressure, and worse outcomes for conditions like depression, anxiety, and heart disease. When things are hard at home, it shows up in your body.

Your doctor knows this too — even if they've never had a good place to refer you.
That's where Oak Creek comes in.

Affordable Couples Therapy in the East Bay

Oak Creek Relational Counseling Center is a nonprofit counseling center in Pleasant Hill, California, specializing in couples and relational therapy. Because we're a nonprofit training institution, we're able to offer quality relational care at significantly more affordable rates than the private-pay market.

There's no insurance required. No claim submissions. No denials. Just direct access to therapists trained specifically in couples and relational work, supervised by licensed professionals, using evidence-based approaches.

We see individuals, couples, and families throughout the East Bay, with in-person sessions in Pleasant Hill and telehealth options for those who need more flexibility.

Ask Your Doctor to Refer You

Here's something many people don't realize: you can ask your primary care physician, OB-GYN, therapist, or any other provider to connect you with a couples therapy resource. And when they do, it carries weight — both in how you show up for care and in how practices think about their referral networks.

Oak Creek partners with medical practices throughout the East Bay so that providers have a trusted, affordable place to send patients when relationship concerns are part of the picture. If your doctor doesn't know about us yet, that's an easy conversation to start.

You can simply say: "I've been looking into couples therapy at Oak Creek in Pleasant Hill — they're a nonprofit and offer more affordable rates. Can you refer me?"

That's it. No complicated process. We handle everything from there — intake, scheduling, and care.
You Don't Have to Wait Until Things Are BadOne of the most common things we hear from couples is that they wish they'd come in sooner. The couples who benefit most from relational therapy aren't always in crisis — they're people who want to communicate better, reconnect, or work through something before it becomes something bigger.

If you've been putting off getting help because of cost, or because you weren't sure where to go, Oak Creek exists for exactly that reason.

Take the First Step

Visit our Couples Therapy page to learn more about what we offer and how to get started. Or bring us up with your doctor at your next visit.

Affordable, quality couples therapy exists in the East Bay. You just have to know where to look.

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If you are experiencing an emergency or are in crisis: please call 988, 911 or call Crisis Support Support Services at 1-800-309-2131.

To speak to one of our therapists about our counseling services and to schedule an appointment, please choose one of the following options. A therapist will contact you within two business days.
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• Call our Intake Line at 1-408-320-5740​
• Contact a therapist directly through our Meet Our Therapists page.
• Email us at i[email protected]

Business inquiries: call 408-320-5740 or email i[email protected]
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Associate and traineeship inquiries, please visit the Working with OCRCC page.